The annual contribution limit is based on the individual’s age (under 55 or 55 and older) and coverage type (self-only or family).
Contribution limits for 2019:
- Self-only: $3,500
- Family: $7,000
- Catch-up (55+): additional $1,000
The HSA eligibility of family members covered under the High Deductible Health Plan DOES NOT MATTER. For instance, a husband covers himself and his wife on an HDHP, so he his eligible to contribute $7,000 even if his wife is not eligible because she has other disqualifying coverage.