Would it make sense for small level-funded groups with low claims history to look at AHPs?

Since both self-funded plans and AHPs avoid the modified adjusted community rating rules, and because self-funded plans have the extra benefit of being able to rate based on medical conditions, AHPs may not beat self-funded plans within a carrier’s offering.

It may make sense to compare one carrier’s self-funded rates with another carriers AHP rates.

It never hurts to look…

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