No, employers are not required to allow special enrollment onto a group health plan due to cost increases on existing…
Yes, if the employee is paying his or her share of the benefits with post-tax dollars. If the employee has…
Yes, this is the only way that employees can contribute funds on a pre-tax basis. A plan document is required,…
Yes, as long as there’s a 125 plan in place. This is a great way to get the employees to…
PrimePay has a good article about Non-Discrimination Testing (NDT) basics: https://primepay.com/blog/nondiscrimination-testing-basics The article explains that certain benefits receive tax favored…
These rules have to do with employer HSA contributions. The comparability rules say that an employer can only vary contributions…
The new rules for HRAs are not finalized yet, but the proposed rules can be found here: https://www.federalregister.gov/documents/2018/10/29/2018-23183/health-reimbursement-arrangements-and-other-account-based-group-health-plans When finalized,…
This question is answered in IRS Notice 2015-17: https://www.irs.gov/pub/irs-drop/n-15-17.pdf Employers with fewer than 20 employees (groups where Medicare is primary)…
Yes, this is permitted through a section 125 plan.
Large employers do not have to treat all employees the same. They can offer different benefits to different classes of…